Swapy is building a decentralized protocol with a suite of three integrated applications aiming to
provide Universal Access to Credit. (1) The Swapy Exchange, which aims to connect smart money to emerging economies. It will introduce international investors from countries where the interest rates are comparatively low to credit companies in countries
where the interest rates are comparatively high. (2) Swapy Financial ID, which aims to empower
people, giving them a financial identity that has the purpose to be valid anywhere in the world and
(3) Swapy Data Market, which aims to transform users’ financial data into self-determined value
through a token-based system.